Do you need assistance in preparing for your insurance medical exam? Below you will
find helpful information to assist you in having the best possible exam experience.
If you would like to skip to brochures click here.
What is a Paramedical Exam?
Before issuing a policy, an insurance company needs medical information about you, the applicant.
A certified health professional gathers this information during the paramedical examination.
A paramedical exam includes questions about your medical history, your height and weight, pulse and blood pressure.
Additionally, a urine specimen and blood sample may be collected.
The exam usually takes 30-45 minutes to complete.
Blood Test:
If a blood test is required, the sterile materials use are supplied in a disposable blood kit, and are used only one time.
The certified health professional will open the sealed kit and sterile needle in your presence.
Blood tests provide important information that the insurance company uses in the underwriting process.
A wide variety of lab tests are performed by a laboratory that will send the results to the home office of the insurance company.
Scheduling:
A representative from Superior Mobile Medics or the health professional assigned to complete your exam will be in contact with you to schedule a day and time that’s convenient for you.
The appointment can take place at your home or office.
Preparing for your Exam:
Below are some tips to avoid artificially high blood pressure/pulse readings and to ensure the best examination results:
- Follow Fasting Instructions- Most insurance companies require a 6-8 hour fast
- Drink a large glass of water 1 hour before your exam so you can easily void a urine specimen
- Be well rested and try to schedule your appointment for the time of day that is least stressful for you
- Take regular medication prescribed by doctor.
- Make a list of all your current medications and bring them to the exam. Be sure to include dosage, frequency and name of prescribing physician to save time during the exam
- Have a picture I.D. (preferably a driver’s license) available
- Wear loose-fitting clothing, a short sleeved shirt, or a long sleeved shirt that can be easily rolled up
- Avoid all alcoholic beverages at least 8 hours before your exam
- Avoid tobacco of all forms and caffeine beverages at least 1 hour before your exam
- Avoid strenuous exercise at least 12 hours prior to your exam
- Avoid foods unusually high in salt content for 24 hours prior to your exam
Medical Information:
Please be prepared to answer questions about your family medical history.
The health professional will ask you about illnesses, surgeries, examinations, and tests that you have had along with any previous history of treatments and medications.
You will need to provide the following:
- Name/Address of any Physician/Hospital
- Date and purpose of the visit
- Diagnosis
- Treatments/Therapy
- Medications
All information given to the health professional is kept strictly confidential. It will be forwarded to the insurance company's home office and used for underwriting purposes only.
Below you will find further information in our brochures. Click on the link to download the PDF.
Is your preferred language missing from this list? If so, please Contact Us and we will do our very best to accomodate your needs.